MyOwnFocusPad 07/09 ~brought to you by Chris Sommer and myownfocus~
Focus: FINANCIAL COMMITMENT
~This section is focused on 1 tip you can implement in daily conversation in order to reset your mindset & speak with power.~
Of all the 4 letter words we were banned from using as we grew up, why wasn't DEBT one of them? Seriously, DEBT seems to be a far worse 4-letter word than any of the rest! Just speaking the word in and of itself, generally invokes feelings of helplessness, disgust or even shame. It is a very icky feeling. Yes, I realize there is good and bad debt, but justifying whether it is good or bad is far from the point. The point is to replace the negative response we have to the word, and replace it with a something better.
Alright, so how do we do that? Instead of using the word debt, how about using the term FINANCIAL COMMITMENT?
As we already discussed, speaking in terms of having debt, is simply energy draining. It doesn't matter if it is your debt, your sibling's, or a friend's. It is all energy draining! Of course, if we are talking about our own mountain of debt, it is natural to assume that we would feel bad, but even when we are having to listen to someone else's situation of debt, we tend to respond by feeling sorry for them, judging them, or perhaps something equally as negative. Debt is not a word that serves anyone!
FINANCIAL COMMITMENT on the other hand, totally shifts you into a different paradigm of reality. Instead of feeling the harsh and draining feelings of debt, FINANCIAL COMMITMENT inspires you to feel good and look forward to something better. Using the term, FINANCIAL COMMITMENT protects your sense of honor and empowers you to acknowledge yourself as a respectable adult. Face it, society is constantly bad-mouthing debt and anyone attached to it. There is little shame in criticizing debt. Therefore, it is easy to see how one's self-esteem might be affected.
When we purchase something, we make a financial commitment. Either we pay cash upfront, or we make a promise to pay. This is how a responsible human being behaves. Therefore when we identify ourselves as someone who has agreed to a financial commitment, we reaffirm our intent to provide value for value. Whereas when we OWE someone and have debt, there are typically negative feelings behind that. We might feel inadequate. "Oh, I have to pay my credit cards. Oh, I can't buy that, because I have so much debt." There is almost a feeling of resentment. How many times for example have people borrowed money from you, and then became indignant when you actually expected them to pay it back? Debt questions your sense of competence. It places you in a position of helplessness, shame and/or unnecessary justification. FINANCIAL COMMITMENT, on the other hand, recognizes you in a more positive light, and therefore allows you to live up to that expectation much more gracefully.
Imagine:
Friends from back in high school are planning a special get-together towards the end of the year. You would really like to see everyone and are excited about taking that Greek Island cruise! The cruise however entails a good bit of cash...much more than you can justify. You decide to not respond to the invitation with hopes that the idea just kind of fades. Then you get a phone call to confirm your commitment..... How do you respond?
a- "I would love to go, but I do have some financial commitments I am honoring right now."
b- "I wish, but I have so much debt right now. It just isn't possible." *
c- You hang up, pretending like your phone disconnected.
What feelings came up as you identified your response? My assumption would be:
a- If you selected A, you feel good about yourself, because you have honored your truth, and have presented yourself in a positive and respectful light. Choice A is a choice of empowerment!
b- If you selected B, you most likely feel a sense of helplessness, loss of control and/or embarrassment. You might even feel angry.
c- Choice C represents denial.
I hope now that you are eager to choose the position of empowerment. We all have financial commitments, whether they are considered "outstanding balances due" or our regular utility bills. There is no shame in having FINANCIAL COMMITMENTS. People who have a house and car paid in full, still have financial commitments....
Using the term FINANCIAL COMMITMENT, does not only make you feel better, but actually places you on a path to being better! Instead of surcoming to the image society places on you for having debt, you find yourself eager to live up to your new image. There is a power in words.
*Note, in these 2 examples, the surrounding words are completely different, however it is important to note that like tends to attract like (Law of Attraction), therefore, negative words tend to group with other negative words).
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Mirror Mirror On The Wall
~Affirmations for Conversations with Self~
Release debt, and replace with FINANCIAL COMMITMENTS.
Financial Affirmations...
1- I feel good that I honor my FINANCIAL COMMITMENTS.
2- I feel good that I honor my FINANCIAL COMMITMENTS as best I can.
3- I feel responsible when I honor my FINANCIAL COMMITMENTS.
4- Every responsible person, including myself has FINANCIAL COMMITMENTS.
5- I am more than willing to honor my FINANCIAL COMMITMENTS each month.
6- I honor my FINANCIAL COMMITMENTS with gratitude for the value it has provided me.
7- I love that I am now FINANCIALLY EMPOWERED!
8- I feel good that I demonstrate my intent to honor my FINANCIAL COMMITMENTS.
9- I have FINANCIAL COMMITMENTS I am choosing to honor right now.
10- I am FINANCIALLY COMMITTED to the growth of my banking account.
Remember, words have the power to direct how you see things and how you feel. Focusing on DEBT, which is fear-based creates negative pictures and hopeless feelings, whereas FINANCIAL COMMITMENT inspires a greater sense of responsibility and empowerment. Stand in your power, knowing that you are intent on honoring your FINANCIAL COMMITMENTS for whatever they might be.
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I am so happy, fulfilled and grateful now that... I just got back from James Ray's Creating Absolute Wealth 3-day retreat in San Diego, CA! If you too are interested in tapping into James' creative genuius, click here to participate in a free monthly teleseminar....
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Chris. ~helping you make a difference in your life~
Financial Freedom. Financial Power. Financial Independence, Financial Responsibility & Financial Commitment
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